Real-Life Examples of Crypto-Fiat Real Estate Transactions
Example 1: Buying a Residential Property in Zurich
An early Bitcoin investor is interested in purchasing a modern apartment in Zurich listed at CHF 2,500,000. The buyer intends to use BTC holdings to finance the purchase. The seller prefers to receive the full payment in Swiss francs (CHF), without any exposure to cryptocurrency volatility.
Before the transaction: The buyer chooses the “Buy with Crypto – Pay with Fiat” model. The transaction is facilitated through a licensed escrow and payment partner. The current BTC/CHF exchange rate is locked in prior to the transaction to eliminate volatility risk. The buyer transfers the agreed amount of BTC to the escrow partner, who initiates the real-time conversion process.
After the transaction: Once the BTC is received and confirmed on-chain, the platform converts it to CHF and wires the full amount directly to the seller’s designated bank account. No cryptocurrency is handled directly by the seller, ensuring a secure, compliant transaction with full adherence to AML and KYC regulations. The buyer completes the purchase with digital assets, while the seller receives payment in fiat currency-efficiently, securely, and without currency risk.
An early Bitcoin investor is interested in purchasing a modern apartment in Zurich listed at CHF 2,500,000. The buyer intends to use BTC holdings to finance the purchase. The seller prefers to receive the full payment in Swiss francs (CHF), without any exposure to cryptocurrency volatility.
Before the transaction: The buyer chooses the “Buy with Crypto – Pay with Fiat” model. The transaction is facilitated through a licensed escrow and payment partner. The current BTC/CHF exchange rate is locked in prior to the transaction to eliminate volatility risk. The buyer transfers the agreed amount of BTC to the escrow partner, who initiates the real-time conversion process.
After the transaction: Once the BTC is received and confirmed on-chain, the platform converts it to CHF and wires the full amount directly to the seller’s designated bank account. No cryptocurrency is handled directly by the seller, ensuring a secure, compliant transaction with full adherence to AML and KYC regulations. The buyer completes the purchase with digital assets, while the seller receives payment in fiat currency-efficiently, securely, and without currency risk.
