Crypto Real Estate FAQ: Smart Guidance for EU Property Buyers

Find clear answers to your most pressing questions about buying property with crypto in the EU. From payments to legalities, we simplify every step of the journey.

Traditional Real Estate Transactions – Trusted, Familiar, Reliable

For many buyers and sellers, the traditional route remains the gold standard in real estate. Whether you’re acquiring a vacation home, selling a luxury apartment, or investing in commercial property, fiat currency transactions provide a stable, regulated, and widely accepted framework.

At MARIVA CONCEPT, we support all standard real estate purchases through bank transfers in euros, Swiss francs, US dollars, or other major currencies. Every transaction is processed in full compliance with local regulations and legal standards — guided by experienced professionals, notaries, and financial institutions.

Traditional payments ensure a familiar structure for all parties involved: legally binding contracts, verified buyer funds, and secure transfers via established banking systems. It’s a time-tested process — straightforward, transparent, and trusted.
Real-Life Examples of Crypto-Only Real Estate Transactions
Example 1: Villa Acquisition in Southern France (EUR Transaction)

A private buyer from Scandinavia decides to purchase a Mediterranean-style villa on the French Riviera, listed at €2,450,000. The transaction follows the conventional path of a traditional real estate deal within the European Union. After conducting the required due diligence and securing a purchase agreement through a notary, the buyer arranges the full payment via a SEPA bank transfer from their EU-based account.

All funds are verified through the buyer’s financial institution prior to closing. On the day of completion, the notary confirms receipt of the funds in escrow, and the property title is transferred to the new owner in accordance with French property law. The process remains entirely fiat-based, with euros exchanged through a regulated banking channel and all documentation filed locally.

There is no crypto or alternative financing involved – just a straightforward legal property transaction conducted under French and EU regulatory standards.
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FAQs - Traditional Real Estate Transactions

Traditional Payment refers to property transactions completed entirely in fiat currencies such as euros (EUR), Swiss francs (CHF), or US dollars (USD). Payments are made via standard bank transfers, typically using local or international wire methods (e.g., SEPA, SWIFT).
Yes. Traditional fiat-based transactions remain the standard method across most EU countries and Switzerland, involving bank transfers, escrow accounts, and notary-managed closings.
Yes, but the funds must go through compliance checks, and the receiving party (usually a notary or escrow agent) must verify their legal source. Some jurisdictions may require additional documentation for anti-money laundering (AML) purposes.
In most cases, yes. It is recommended (and often required) to have a local or EU-based bank account to facilitate payment, especially for properties in countries like France, Spain, or Italy.
Payments are usually made in two steps: first, a deposit is transferred to reserve the property; then, upon closing, the full balance is paid into the notary’s or escrow agent’s account, who finalizes the legal transfer.
In many European countries, notaries play a central role. They verify contracts, oversee payments, ensure legal compliance, and register the property title.
While there’s no universal limit, large transactions must comply with financial transparency rules. Banks and notaries may ask for documentation on the source of funds to fulfill AML/KYC regulations.
Yes, in most EU countries foreign investors are allowed to purchase real estate without restrictions, though specific conditions may apply depending on nationality or residency status.
Depending on the country and legal complexity, traditional deals typically close in 4 to 12 weeks. Factors include due diligence, financing, notarial processing, and bank transfer timelines.
The primary currencies are euros (EUR), Swiss francs (CHF), and occasionally US dollars (USD), depending on the location and the seller’s preferences.
Yes, especially in cross-border transactions. Buyers should consider locking exchange rates or using a regulated foreign exchange service to minimize risk.
Yes. Traditional transactions allow for bank-backed financing, subject to local lending regulations. Mortgage approval must be obtained before finalizing the deal.
Not always, but they are strongly recommended. In many European countries (especially France, Switzerland, Italy), notaries act as trusted third parties who hold and release funds only upon successful legal transfer.
You will typically need a valid passport, proof of funds, bank statements, and possibly tax documents. Additional paperwork may be required by the notary or the receiving bank.
Traditional payments are highly secure when handled through regulated banks and licensed professionals. Compliance checks and legal safeguards protect both buyer and seller.
Fees are usually transparent and include notary fees, registration costs, legal representation, and sometimes transfer taxes. These vary by country and should be confirmed early in the process.
No, in most countries, full payment is routed through a notary or licensed escrow provider to ensure legal protection and transparency for all parties.
Yes. Local taxes (like property transfer tax or VAT) are often calculated and paid during the closing phase under the notary’s supervision.